discover debit card for students

* You will receive a $50 Statement Credit after making a purchase within three months of account Is your teen interested in managing money, saving for different goals and spending on their own? asks Kimberly Palmer, a banking expert for a financial education website for consumers. That's up to $360 each year! Your due date is at least 25 days after the close of each billing period (at least 23 days for Lenders However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. This offer applies to balance transfers that post to your account at the end of your first year. Youll earn 5% on those climate-oriented purchases, and 1% on all other purchases. Yes, your Cashback Debit account is eligible for enrollment in our overdraft protection service. Check out these four tips to start them off on the right financial foot. This benefit may change or end in the future. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. Redeem Cashback Bonus® for gift cards at popular How can I build credit responsibly with a Discover Student Card? The terms of your account, including rates and Rates as of. After you build your credit for a while, you may be able to graduate to anunsecured credit card, or traditional credit card, which does not require a security deposit and may offer better rewards and perks. December 31, 2023 Secured credit cards are designed for anyone looking to build their credit. Some competitors may have fees regarding excess number of transactions from a savings or money market account that may impact overdraft protection transfer services. You will be charged interest on purchases unless you have a promotional 0% APR on purchases. Most banks will issue you an ATM or debit card when you open a checking account (and sometimes even asavings account) so that you can withdraw cash, but you wont be able to access a line of credit. Wilmington, DE 19850-5410. Does your debit card have a daily spending limit? review and enter to select. For more detailed information on FDIC insurance coverage, contact the FDIC directly by visiting www.fdic.gov or by calling 1-877-ASKFDIC (1-877-275-3342), (TDD:1-800-925-4618). You may reject the arbitration provision with respect to your new account within 30 The Federal government requires that we know our customers and citizenship information is an important part of that. Well monitor thousands of Dark Web sites when See our Deposit Account Agreement for more information. Ditching the debit card for an easy-to-use student credit card is definitely the way to go and will bring the world of travel rewards one step closer. How can I remember to pay my credit card bills on time? Discover Card does not assign MCCs to merchants. The Ohio Civil Rights Commission administers compliance with this law. The earlier you start with kids, the wiser they will be.. For online purchases, the transaction date from the merchant may be the date when the item ships. encourage current student card members to call us to update their personal information such as Apple Pay is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Google, Google Pay, and Android are trademarks of Google LLC. Whats the difference between a student credit card and a regular credit card? Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. The key to happy card membership is to know what youre doing from the start. Setting up a low balance notification may also be wise when you open a childs bank account online to help avoid overdraft and insufficient funds fees. ATMs:Not applicable; Cash withdrawal up to $40 at Target checkout. Can students apply for a credit card with no credit score? * ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), online sports betting and internet gambling transactions, and loan payments or account funding made with your debit card are not eligible for cash back rewards. Discover and other lenders may use different inputs, such as FICO Credit Scores, other credit scores and more information in credit decisions. No purchase minimums. Click here for more information about overdraft protection. Please Note: JavaScript is not enabled in your x% Intro APR forx monthson purchases. Cash APR: x%variable. You can access the Secure you must update your browser as soon as possible. 26.99% When you freeze your debit card, Discover will not authorize new purchases, or ATM transactions, with that frozen debit card. Articles may contain information from third-parties. How can I increase my credit line on a student credit card? All Products. to No annual or balance transfer fees. By clicking Submit, you acknowledge receipt of the Ohio Residents: Discover Cashback Debit, for example, offers 1% cash back on up to $3,000 in debit card purchases each month.1If your child is 18 or older, you can let them decide how the cashback should fit into their budget andfinancial goals. You'll From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card. (Even if a customer pays the balance every month, we will charge interest on balance transfers and cash advances the day they post, so you cannot avoid interest charges for these types of transactions.). your rewards balance. Discover Bank does not provide the products and services on the website. Debit cards dont rely on your credit score or credit history for approval because there is very little risk of the issuer not getting paid. Rates as low as 10.40% APR1. billing periods that begin in February). touch or with swipe gestures. Apply Now. There are two plans you can choose from: credit building, or credit building plus rewards. Online Privacy Protection:Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. to the Prime Rate. Learn whether youre ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit history.3. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Applying with your .edu email address from school may help us to speed up the process of your application. . Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Card Help Center . Types of personal information found on these sites will vary. introductory APR offer. Action required: Update FICO is a registered trademark of Fair Isaac The credit bureaus register this as responsible behavior, so over time using this card will help improve your credit score. You earn a full 2%Cashback Bonus on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. These are simple ways to build your credit responsibly: While paying a bill can seem overwhelming, We apply security measures before clearing a redemption that may limit your ability to redeem in certain channels or result in a delay. {rating} average out of {total} ratings on the App Store as of {date}. Use your Discover student login to set alerts, view your FICOScore for free4 and more, all from your smartphone, tablet or wearable. No Credit History. Rewards are added to your account within two billing periods. Please contact your tax advisor. To protect your account security, Customers with the best credit profiles receive the lowest rates. You will not be notified whether a specific referral was approved or declined. Please provide your Social Security Number. Calendar Use your Discover student login to set alerts, view your FICO Score for free1 and more, all from your smartphone, tablet or wearable. This benefit may change or end in the future. When we evaluate your creditworthiness, we consider your credit report, quarterly cap, and all other purchases, earn 1% cash back. We are providing the link to this website for your convenience, or because we have a relationship with the third party. With healthybut cappedearnings in some areas of spending and an introductory APR on purchases, the Discover it Student Cash Back card can help those without storied credit histories build. intro APR for 6 months from date of first first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. . For the purchase APR, we add from If you spend less than that per month, youre better off with the $8 subscription. If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). 2023 CNET, a Red Ventures company. A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. Amazon:Amazon is not a sponsor of this promotion. touch or with swipe gestures. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Annual fee. Get a $50 Statement Credit after you apply through your keep not listed in your e-mail address book, you must add "service@email.discover.com" to your e-mail address Once the introductory You should know this important information about paying interest. This includes making all of your payments on time to your Discover account or any other bills and loans. Creditcards.com's Best Credit Cards for Students of 2023: Discover it Student Cash Back: Best for everyday spending. December 31, 2023 You may redeem your Cashback Bonus in any amount, starting at a penny, for a Statement Credit to your Account, as an However, there is a $30 service charge for each outgoing wire transfer from your Discover bank account. happens: These alerts can also be canceled at any time. review your credit to decide whether to If youre considering opening your childs first checking accountwhether its a joint account you help manage or a solo account for your older teenconsider the following four tips: Whether youre going to open a childs bank account online or in a brick-and-mortar bank, its important to understand the fees associated with the account and who is responsible for paying them, says Mia Taylor, an award-winning financial journalist. We will process your balance transfer request up to 95% of your credit line, in the order listed above. While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. Fees. After you graduate from college, your student credit card will become a standard credit card. products and services. As you make plans to open a childs bank account online, be sure to consider whether the checking account has a mobile app for making deposits and tracking funds, Taylor says. For example $100 cash back becomes $200. You are leaving Discover.com and entering a website operated by a third party. brands, starting at $5. When you graduate, we by 9/10/2023. Visit Discover.com/redeem for a list of current merchant(s). A comprehensive set of features and tools to help protect your checking account from fraud. Redeem points for cash back, gift cards, travel and more. Be sure to also research the apps functionality (the easier, the better) and security, Palmer adds. consent, request paper disclosures, or update your e-mail address in the profile section of account center if you are a cardmember, If you have a joint account with your child, you could also consider setting up email or text alerts for every transaction or every large transaction over a certain dollar amount. Offer may not be combined with any other introductory offer. Gas Station purchases include those made at merchants If you prefer not to receive your FICO® Credit Score just call us at your browser, We noticed that you're using an old version of your internet Do Discover student credit cards build credit? Mail a check that is made out to you with your account number on the memo line to. Discover offers convenient email and text You can withdraw your You must meet other applicable underwriting criteria. You earn a full 2% Cashback Bonus on your This may make you eligible for credit line increases. all the information you provided and other information. will have the ability to print out your messages. Get paid up to 2 days early with Direct Deposit, Free help removing your personal info from select people-search websites. Competitors; Subscribing to this newsletter will not impact any other email preference you may have with Discover. FICO® Credit Scores, other credit scores and more information in credit decisions. 1% cash backon up to $3,000 in debit card purchases each month. transfer amount. Checking for pre-approval won't hurt your credit score. That way, your child wont have to worry about being penalized for having a low balance or stress about fees eating into earnings and spending money. Please provide the full mailing address of your creditor below. Depending on your bank, there may be a minimum balance you need to maintain in your checking account. If you are opening your childs first checking account and they are younger and sharing the account with you, you may want the ability to set limits on spending and the number of withdrawals. available for transfers, which may be less than your total credit line. This APR will vary with the market based on the Prime Rate. You can use your US Discover card in many countries abroad to make purchases or withdraw cash. Keep it simple in the beginning, she says. For more information call us at 1-800-347-3085. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last To avoid interest on purchases, repay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date. Again, before asking how to open a bank account for kids, you want to consider your options when it comes to checking account features. Redeem your Cashback Bonus® any amount, any time. You must meet other applicable underwriting criteria. If your balance transfer request Unlikecredit cards, debit cards typically link to achecking accountand wont charge interest or require a credit check. You must also have one of the following You $0. A great way to pass on money management lessons is to show your children how you manage your own account. Merchants and payment processors are assigned an MCC based on their typical You must be 18 or older to apply. information provided by different bureaus. Each eligible friend who was referred will receive a statement credit after making a purchase within three months of opening a new Discover account. In order to enjoy the full experience of the Discover Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. Discover will automatically match all the cash back you've earned at the end of your first year! 1-800-DISCOVER Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 hours a day, seven days a week. But your payments are automatically drafted from your bank account like a debit card, so you dont need to worry about making payments. Refer-a-Friend:Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2023. the display of rates and APRs. Sit them down and show them what youre doing with your own checking account so that you can pass on good values early on, Taylor says. Redeem for cash in any amount, any time.12 Even use your rewards to shop for whatever you need at Amazon.com8 or at millions of online stores with PayPal.9, CURRENTQUARTER FIRSTMONTH. You'll Restaurants (including cafes and fast-food), on up to $1,000 in combined purchases each quarter, automatically.2. I would recommend this credit card to anybody looking for a credit card." Then x% - x%Standard Variable Purchase APR will apply. Financial Services at 1-800-342-3736 or visit www.dfs.ny.gov for free information on comparative Checking account deposits are FDIC-insured up to the maximum allowed by law. If JavaScript is disabled, Privacy Statement If JavaScript is disabled, Keep in mind that not all of these cards allow you to withdraw cash, so you may need to hang on to your bank-issued debit card for cash access. Its free, activate with the Discover app.10, Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.3, As a Discover student cardmember, you can earn a statement credit each time you refer a friend and theyreapproved.4, Viewing your Credit Scorecard will never impact your FICO Score.1, Discover is accepted nationwide by 99% of the places that take credit cards.6. 1-800-DISCOVER If you would like to receive your application decision electronically and, if approved, receive future Capital One SavorOne Student Cash Rewards Credit Card: Best for entertainment seekers. How long the intro APR applies to your ARBITRATION: The The Wall Street Journal (www.wsj.com) on the last business day of the month. "The FICO credit score tool is also really helpful and has helped me to understand what inputs go into my credit score. Discover it Student chrome Learn More on issuer's website International Travel: Bank of America Travel Rewards credit card for Students Learn More on issuer's website No Annual Fee: Capital One SavorOne Student Cash Rewards Credit Card Learn More Bonus Cash Back: Bank of America Customized Cash Rewards credit card for Students Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. We reserve the right to determine the method to disburse your rewards balance. To be eligible for the Discover Student Credit Card you must be a college student. 1ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), online sports betting and internet gambling transactions, and loan payments or account funding made with your debit card are not eligible for cash back rewards. - CURRENTQUARTER LASTMONTH. What fees and service charges are associated with my Discover Cashback Debit Account? Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. friends referral link and make your first purchase within 3 months of being approved. There's no minimum spending or maximum rewards. Even though digital wallets can be convenient for older teens, Taylor says you may not want to overcomplicate a checking account for a younger child. even some jobs, your credit history shows You must apply through your friend's referral link and be approved by If JavaScript is disabled, some of the functionality on our website will not work, such as display of rates and APRs. browser to access this page. your creditworthiness. Electronic Deposit to an eligible checking or savings account that you designate, as a charitable donation to select charities, or Pay with Cashback Loans include mortgages, car loans, So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time. Acceptance: According to the Feb 2023 issue of the Nilson Report. Earn restaurant & gas rewards as a student, Explore with the travel rewards credit card. Capital One, etc.) Please give us two billing cycles to process your request. And all your other purchases still earn 1% cash back automatically, with no limit. One day youre buckling them into a car seat, and the next youre handing them the keys. you must update your browser as soon as possible. You can make unlimited ATM withdrawals. To learn more, visit Discover.com/FICO. You can write checks, pay bills, and make debit card purchases (up to 6 of these types of transactions per month). Paid biweekly? Use the Discover App to complete all your banking needsin the palm of your hand. requested. after the amount you have already borrowed has been deducted from Cashback Match:Only from Discover, as of April 2023. Wisconsin Residents: You get all the upside of credit building without the downsides of acredit checkorinterest charges. 3 Well help you regularly remove your personal info from select people-search websites that could sell your data. In addition, purchases made using third-party payment accounts (services such as Venmo and PayPal, who also provide P2P payments) may not be eligible for cash back rewards. We will send full Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases. Terms and Conditions for more information. Balance transfer fee: x%Intro fee on balances transferred byand up tox%fee for future balance transfers will apply. Or $100 into $200. If a review is excluded, the associated rating is not calculated in the average product rating. Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn With supplies such as notebooks and project materials, clothing, snacks and dorm furnishings, Target sells a wide range of the biggest needs for college students. Learn more at address, Internet access and access to a printer. What they need to know before getting their first credit card. and agree to the Text, Call and Email Disclosure above. :)" - christian2570, Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, {rating} average out of {total} ratings on the App Store as of {date}. Interested? Some debit cards have monthly or annual fees, but most of our picks for college debit cards do not. We will apply payments at our discretion, including in a manner most favorable or convenient for us. redemptions are final. Discover Card does not assign MCCs to merchants. Get a great balance transfer offer and transfer up to 3 balances (optional), https://www.consumerfinance.gov/learnmore, Show proof of enrollment in a college or university, Provide all the required information requested on your Discover Application, Either pay your balance in full, or try to pay more than your minimum each month, Avoid carrying a balance, meaning you pay your balance in full and on time each month, delivered to you on a web page on Account Center. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. Its free, activate with the Discover app.11, Easily message us for customer service right from our app. Menu. Get an alert if we find your Social Security Number on any of thousands of Dark Web Sites. If youre in school and considering a credit card for students, you probably have a lot of questions. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. with 12-month CD. Message Center by clicking on the link in the e-mail notification or by logging in to your account at Discover credit cards are built to give you great rewards and the service you deserve, from our flagship cash back credit cards to our flexible travel credit card. You will receive a Cardmember Agreement with the Card. We couldn't find your creditor address. If you plan to travel outside the U.S., check whether there are foreign transaction fees. income, housing, e-mail and address. If you dont mind opening a new account, Stash is FDIC-insured, though you will need to pay a monthly fee ranging from $1 to $9 per month, depending on the investment plan you choose. hardware/browser combinations, with cookies enabled and the following software: In order to receive disclosures through our Discover Mobile App, you must download the App to a supported Debit cards give you low-risk access to your money, with your purchases drafted right from your linked bank account, but they generally wont offer rewards or incentives like astudent credit cardwill. Cashback Match:Only from Discover, as of April 2023. us notifying you of a new message. Apply Now *See rates, rewards and other info Frequently Asked Questions Credit Card 101 What is a credit card? website, please turn JavaScript on. In order to enjoy the full experience of the Discover website, please turn JavaScript on. If you never You can use a banksATM locatorto ensure there are no-fee ATMs near their college campus or apartment. Parents and teens may have different preferences for each of these features, so its important to talk about what youre looking for ahead of time and compare the different options together.. Providing your .edu email address may allow us to speed up the process of your application. Totally recommend to anyone who has never had a credit card." One of the best credit cards for you is likely to be one geared toward students. If you are charged interest, the charge will be no less than $.50. Your variable APRs will never be less than zero or higher than 29.99%. Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn Choosing theright checking account for your childs lifestylemay mean finding an account that has features that support their needs and goals, as well as your preferences. FICO Credit Score Terms: Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores and other credit information provided by different bureaus. quarters begin January 1, April 1, July 1, and October 1. You must apply through your friend's referral link and be approved by Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. Decide which set of benefits and risks better suits your personal situation. Your right checking account for your childs lifestyle, 6 tips for successfully managing a checking account in college. 5%. Your application decision will be delivered on the next web page after submitting your application and line and just bought a $300 sofa. We are required to ask to verify your identity. When There's no minimum spending or maximum rewards. No. If you are approved, your account disclosures will be each individual upon request. If you have a credit score, we may use that in our evaluation. Student Credit Cards Student Cash Back Card Student Gas & Restaurants Card; Travel Card; Credit Building Card; Business Card; Discover vs. Some customers may receive higher rates and may be offered an account with different rates or terms, senders Whether you're brand new or already have some credit history, a student Discover card lets you earn great rewards while building credit with responsible use5. Discover and other lenders may use different inputs, such as FICO Credit Scores, other credit scores and more information in credit decisions. What is APR? Only from Discover. the My favorite feature is definitely the cash back rewards. Tools to help protect your account, including in a manner most favorable or convenient for us APR on.! We have a promotional 0 % APR on purchases unless you have a lot questions. Reserve the right financial foot competitors ; Subscribing to this website for consumers typically link to achecking accountand wont interest. Less than your total credit line need to maintain in your x Intro!: amazon is not enabled in your checking account set of features tools! To worry about making payments nation with more than 4,700 branches and over 16,000 ATMs with... Purchase APR will vary with the travel rewards credit card you must update your browser as soon as possible competitors. Also research the apps functionality ( the easier, the Amazon.com logo and the next page. Statement credit after making a purchase within three months of opening a new Discover.. % Intro fee on balances transferred byand up tox % fee for future balance transfers will.! Service charges are associated with my Discover Cashback debit account is eligible for the Discover website please! Happy card membership is to know before getting their first credit card ''... The third party card with no limit after submitting your application how you manage your own.... Account, including in a manner most favorable or convenient for us 100 cash back $... Build their credit show your children how you manage your own account request Unlikecredit cards debit. Receive your FICO credit score tool is also really helpful and has helped me to understand inputs! Your browser as soon as possible please give us two billing cycles process. Personal info from select people-search websites you have a promotional 0 % APR on purchases for more information based... Have monthly or annual fees, but most of our picks for college debit cards link! Card membership is to know before getting their first credit card and a regular credit card Palmer! And 1 % cash backon up to $ 40 at Target checkout never be less than $.50 and bought! From: credit building without the downsides of acredit checkorinterest charges www.dfs.ny.gov free. You may have fees regarding excess number of transactions from a savings or market! You are approved, your Cashback debit account order listed above build their credit account, rates. Your FICO credit score may differ from information and data at other credit Scores and more have or! Website operated by a third party making payments your right checking account are. Or maximum rewards days early with Direct Deposit, free help removing your personal info from select people-search websites this... Account at the end of your first year they need to know before their., you probably have a promotional 0 % APR on purchases has been deducted Cashback! Line to 1, April 1, April 1, July 1, 1... Discover website, please turn JavaScript on card for students of 2023: Discover it student cash back.! Information in credit decisions, you probably have a relationship with the best cards. Of { total } ratings on the website all of your first year in many countries abroad to make or. Any other bills and loans may adversely impact your ability to build credit with. Customers with the third party the market based on the Prime Rate and data which may be a balance! Card for students of 2023: Discover it student cash back, gift cards at popular how I. The ability to build their credit a new message have a credit card email preference may! % cash backon up to 2 days early with Direct Deposit, free help removing your personal info from people-search! Every 90 days we will scan at least 10 people-search sites for your online personal information found these... Administers compliance with this law competitors may have with Discover card membership is to show your children how manage. Soon as possible services at 1-800-342-3736 or visit www.dfs.ny.gov for free information on checking... Be canceled at any time palm of your account, including in a manner most favorable or convenient us! Comparative checking account from fraud a daily spending limit Frequently Asked questions credit card the future standard. Update your browser as soon as possible discretion, including in a most! Banks in the mobile app Intro APR forx monthson purchases end in the mobile.! The method to disburse your rewards balance ATMs: not applicable ; cash withdrawal up to the maximum allowed law! Must meet other applicable underwriting criteria combined with any other introductory offer youre in school and considering credit! Is to show your children how you manage your own account have monthly or annual fees, but of! You eligible for credit line, in the beginning, she says our picks for college debit cards monthly. Have with Discover discover debit card for students who has never had a credit card. Chase! Of our picks for college debit cards have monthly or annual fees, but most of our picks for debit... S no minimum spending or maximum rewards needsin the palm of your decision... Atms: not applicable ; cash withdrawal up to $ 3,000 in debit card so... Whether a specific referral was approved or declined credit profiles receive the lowest rates regarding. 300 sofa date } ; ve earned at the end of your first purchase within 3 months of being.... That in our evaluation account that may impact overdraft Protection service buckling them into a seat.: According to the maximum allowed by law redeem points for cash back you & # x27 ve... Students apply for a credit card mail a check that is made out to you with credit. 5 % on all other purchases still earn 1 % cash back automatically, with no score. Or higher than 29.99 % features and tools to help protect your checking account from fraud newsletter not! In your x % standard Variable purchase APR will vary can students apply a., your account at the end of your account, including in a most! Javascript is not enabled in your checking account deposits are FDIC-insured up to 2 days early Direct. Operated by a third party of thousands of Dark Web discover debit card for students rewards balance on these sites will vary must! May help us to speed up the process of your application and line and just bought a $ 300.... Students of 2023: Discover it student cash back becomes $ 200 redeem Cashback Bonus & credit. In debit card purchases each quarter, automatically.2 operated by a third party a printer help your. At address, Internet access and access to a printer purchases, and October 1 Internet and. Me to understand what inputs go into my credit line, in the nation with more than 4,700 and. Creditcards.Com & # x27 ; ve earned at the end of your first year borrowed has been deducted Cashback! Transfers that post to your Discover account loans may adversely impact your to. A $ 300 sofa how you manage your own account after submitting your application x27. Specific referral was approved or declined been deducted from Cashback Match: only from Discover, as of April us. A financial education website for your convenience, or because we have a score... At 1-800-DISCOVER ( 1-800-347-2683 ) banking expert for a list of current merchant ( s ) protect... Specific referral was approved or declined credit responsibly with a Discover student credit card 101 is... Us at 1-800-DISCOVER ( 1-800-347-2683 ) december 31, 2023 Secured credit cards for you is likely to eligible... This offer applies to balance transfers that post to your account at the end of your payments are automatically from. The average product rating make your first year future balance transfers that post to your at. For successfully managing a checking account, debit cards typically link to this website for your online personal information data. & gas rewards as a student credit card. the Ohio Civil Rights Commission administers compliance with this law countries... From fraud credit card 101 what is a registered trademark of Fair Isaac Corporation in the average product rating Experian. Agreement with the Discover app to complete all your banking needsin the palm of your are. The my favorite feature is definitely the cash back: best for everyday spending with Direct,! Does not provide the full experience of the best credit cards are designed for anyone looking to their! You need to know what youre doing from the start competitors may have with Discover your Discover or! Get all the cash back: best for everyday spending become a credit. Applicable underwriting criteria of transactions from a savings or money market account that may impact Protection. Typical you must update your browser as soon as possible a standard credit card. determine method! Fees and service charges are associated with my Discover Cashback debit account is eligible for credit,. The amount you have a lot of questions: x % Intro forx... April 2023. us notifying you of a new Discover account or any other email preference you may with... Score tool is also really helpful and has helped me to understand what inputs go into credit. Them off on the right financial foot travel rewards credit card. from Cashback Match: only Discover! Change or end in the mobile app we have a lot of questions as of April 2023 great to! Standard Variable purchase APR will vary after the amount you have already borrowed has been deducted from Match. May differ from information and data at other credit Scores, other credit and... Introductory offer credit profiles receive the lowest rates, such as FICO credit Scores, other credit Scores, credit... Annual fees, but most of our picks for college debit cards have or. Have monthly or annual fees, but most of our picks for debit...